An exciting Web application I recently scrolled upon was Mint.com. After having several problems with overdrawing money from one of my accounts I decided I needed help to manage my spending and my money. Mint.com is a free credit management website that helps you to find the right credit card for your lifestyle by calculating the APR, managing your spending trends, and organizing and categorizing all your transactions (groceries, parking, rent, gas, DVD rentals, etc.) to see where you can possibly improve as well as where you might want to cut back on your spending. The unique thing about this website is that once you enter your bank, credit card, and investment accounts, it keeps track of your spending habits automatically so you don’t have to do the bookkeeping, sends you email alerts on any unusual activity, low balances and upcoming bills, and sets a realistic budget.
It also has a variety of features such as financial goals you might want to achieve and how to go about achieving them. This includes: spending less eating out, paying off student loans, buying a car, paying off credit card debt and more.
This Web application allows the user to gain their own personal accountant that not only shows them their transactions but teaches them how to manage their money in a clear, comprehensive, and organized way.
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